Halal Wealth
Partnerships
Mudarabah is a trust-based contract where we manage your capital in Shariah-compliant gold ventures. We share profits fairly, ensuring your wealth grows with Divine blessing.
Top Mudarabah Opportunities
Choose a plan that aligns with your financial goals and risk tolerance.
Noor Al-Fajr
3 Months Cycle4.00% - 5.00%
Expected ProfitBadr Al-Kamal
6 Months Cycle5.00% - 6.00%
Expected ProfitShams Al-Dhahab
1 Year Cycle6.00% - 7.50%
Expected ProfitWhat is Mudarabah?
Profit-Loss Sharing Partnership
Mudarabah is an Islamic finance partnership where one party (investor/Rabb-ul-Maal) provides capital, while the other party (entrepreneur/Mudarib) provides expertise and management.
- Based on actual business performance
- No fixed interest (Riba-free)
- Unlimited potential return
- Returns are variable, NOT guaranteed
Traditional vs Modern Mudarabah
| Feature | Fixed Deposit | SGT Mudarabah |
|---|---|---|
| Return Type | Interest (Riba) | Profit Share |
| Risk | No Risk (Lending) | Shared Risk (Trade) |
| Shariah | Haram ❌ | Halal ✅ |
| Link | No business link | Real Ventures |
Rooted in Islamic Principles
Our Mudarabah model is strictly aligned with the Quran and Sunnah.
"And indeed, many partners oppress one another, except those who believe and do righteous deeds..."
Allah acknowledges business partnerships and encourages fairness."O you who believe! Fear Allah and give up what remains of Riba if you are believers"
Fixed interest is Haram; profit-sharing partnerships are the Halal alternative."Allah says: 'I am the third partner of two partners as long as one of them does not betray his companion.'"
Allah blesses honest and transparent business partnerships.Mudarabah was practiced by Prophet Muhammad (ﷺ) himself when he managed the trade caravan of Khadijah (رضي الله عنها).
Reference: Sahih Bukhari, Book 23, Hadith 1419Scholarly Endorsement
"Mudarabah is one of the most important contracts in Islamic finance. It allows both parties to benefit from business ventures without resorting to Riba."
— Dr. Yusuf al-Qaradawi (Fiqh al-Zakat, 1999)Your Investment Journey
A transparent 5-step process from capital to profit.
You Invest
You provide capital by choosing a Mudarabah plan.
SGT Manages
We trade physical gold and manage assets.
Business Result
Trades generate actual profit or loss.
Distribution
Profits shared according to ratio.
Flexibility
Withdraw, reinvest, or switch plans.
Key Real-World Difference
While fixed deposits guarantee a flat rate (which is Haram), Mudarabah returns fluctuate based on actual trade success. This uncertainty is exactly what makes it Halal, as both parties share the business reality.
Historical Performance Overview
Transparency is our core value. Here is the historical profit range shared with our investors over the last 12 months. Note: This is an educational reference, not a future guarantee.
| Plan Type | Average (12m) | Highest Cycle | Lowest Cycle |
|---|---|---|---|
| Low Risk | 4.3% | 6.5% | 2.1% |
| Medium Risk | 7.8% | 12.8% | -1.5% |
| High Risk | 10.1% | 18.2% | -3.8% |
Profit & Loss Scenarios
A transparent breakdown of how your capital grows or adjusts.
SCENARIO: PROFIT (LOW RISK)
- Invested: $10,000
- Actual Profit: $400
- Your 80% Share: +$320
- Total Return: $10,320
SCENARIO: PROFIT (MEDIUM)
- Invested: $10,000
- Actual Profit: $800
- Your 70% Share: +$560
- Total Return: $10,560
SCENARIO: LOSS (HIGH RISK)
- Invested: $10,000
- Business Loss: -$500
- Your Share: -$500
- Total Return: $9,500
The Islamic Reality of Loss
In case of a loss, the investor bears the monetary loss, while SGT (Mudarib) loses its management time and effort. This fair distribution ensures both sides are motivated for success.
Critical Risk Information
Mudarabah is NOT a Guaranteed Fixed Deposit
In Islamic trading, profits are linked to real-world performance. While we work to maximize rewards, market fluctuations are real. Capital is at risk.
What Makes Our Mudarabah Different?
Building a modern, transparent gold ecosystem for the Ummah.
Certified Halal
Reviewed by qualified scholars to ensure 100% Shariah compliance in all contracts.
Full Transparency
Real-time tracking of active investments and regular performance reports.
Exit Flexibility
Withdraw your capital + profit at the end of each cycle (90-365 days).
Accessible to All
Start building Halal wealth with as little as $10. Inclusivity for everyone.
Multiple Streams
Funds are diversified across gold trading, real estate, and physical assets.
Ummah Focused
Building a gold-backed economy that serves the religious values of Muslims globally.
Common Questions
Addressing your concerns with honesty and transparency.
Start Your Halal Investment Journey
Join thousands of Muslims earning Shariah-compliant returns through transparent profit-sharing partnerships.
"Cooperate in righteousness and piety" — (5:2)