Calculate Your Zakat Accurately

"خُذْ مِنْ أَمْوَالِهِمْ صَدَقَةً تُطَهِّرُهُمْ وَتُزَكِّيهِمْ بِهَا" — At‑Tawbah 9:103

Take from their wealth a charity to purify and bless them

Estimated Zakat (2.5%)
$0.00

What is Zakat?

Obligatory alms on eligible wealth to purify assets and uplift society.

Why Important?

Purifies wealth, protects rights of the needy, and earns divine pleasure.

What is Nisab?

Minimum threshold based on gold/silver; Zakat is due if wealth stays above it.

How to Calculate?

Net wealth (assets − liabilities) × 2.5%. Our tools help you compute precisely.

Live Nisab Rates

Updated daily based on market prices

Last updated
Sept. 11, 2026
Gold 24K (per gram)
$138.75
Nisab Threshold
$12137.82
Silver (per gram)
$2.04
Nisab Threshold
$1251.57
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Choose Gold, Silver, or Lower threshold setting in your profile to determine your Nisab calculation method.

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Zakat on Rikaz (Buried Treasure) and Minerals

If I find buried pre-Islamic treasure or extract minerals from land, how much zakat is due?

RECIPIENTS

Sending Zakat to Another City or Country

May I send my zakat to poor relatives or causes in another city or country instead of locally?

RECIPIENTS

Zakat to Siblings and Other Relatives

May I give zakat to my needy brother, sister, uncle, aunt, nephew or in-laws?

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Al-Qur'an Highlights

وَفِيٓ أَمۡوَٰلِهِمۡ حَقࣱّ لِّلسَّآئِلِ وَٱلۡمَحۡرُومِ

And in their properties there was the right of the beggar, and the Mahrum (the poor who does not ask the others)

— Surah Adh-Dhariyat 51:19

يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوٓاْ أَنفِقُواْ مِن طَيِّبَٰتِ مَا كَسَبۡتُمۡ وَمِمَّآ أَخۡرَجۡنَا لَكُم مِّنَ ٱلۡأَرۡضِۖ وَلَا تَيَمَّمُواْ ٱلۡخَبِيثَ مِنۡهُ تُنفِقُونَ وَلَسۡتُم بِـَٔاخِذِيهِ إِلَّآ أَن تُغۡمِضُواْ فِيهِۚ وَٱعۡلَمُوٓاْ أَنَّ ٱللَّهَ غَنِيٌّ حَمِيدٌ

O you who believe! Spend of the good things which you have (legally) earned, and of that which We have produced from the earth for you, and do not aim at that which is bad to spend from it, (though) you would not accept it save if you close your eyes and tolerate therein. And know that Allah is Rich (Free of all wants), and Worthy of all praise

— Surah Al-Baqarah 2:267

مَّثَلُ ٱلَّذِينَ يُنفِقُونَ أَمۡوَٰلَهُمۡ فِي سَبِيلِ ٱللَّهِ كَمَثَلِ حَبَّةٍ أَنۢبَتَتۡ سَبۡعَ سَنَابِلَ فِي كُلِّ سُنۢبُلَةࣲ مِّاْئَةُ حَبَّةࣲۗ وَٱللَّهُ يُضَٰعِفُ لِمَن يَشَآءُۚ وَٱللَّهُ وَٰسِعٌ عَلِيمٌ

The likeness of those who spend their wealth in the Way of Allah, is as the likeness of a grain (of corn); it grows seven ears, and each ear has a hundred grains. Allah gives manifold increase to whom He pleases. And Allah is All-Sufficient for His creatures' needs, All-Knower

— Surah Al-Baqarah 2:261

۞يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوٓاْ إِنَّ كَثِيرࣰ ا مِّنَ ٱلۡأَحۡبَارِ وَٱلرُّهۡبَانِ لَيَأۡكُلُونَ أَمۡوَٰلَ ٱلنَّاسِ بِٱلۡبَٰطِلِ وَيَصُدُّونَ عَن سَبِيلِ ٱللَّهِۗ وَٱلَّذِينَ يَكۡنِزُونَ ٱلذَّهَبَ وَٱلۡفِضَّةَ وَلَا يُنفِقُونَهَا فِي سَبِيلِ ٱللَّهِ فَبَشِّرۡهُم بِعَذَابٍ أَلِيمࣲ‏ يَوۡمَ يُحۡمَىٰ عَلَيۡهَا فِي نَارِ جَهَنَّمَ فَتُكۡوَىٰ بِهَا جِبَاهُهُمۡ وَجُنُوبُهُمۡ وَظُهُورُهُمۡۖ هَٰذَا مَا كَنَزۡتُمۡ لِأَنفُسِكُمۡ فَذُوقُواْ مَا كُنتُمۡ تَكۡنِزُونَ

O you who believe! Verily, there are many of the (Jewish) rabbis and the (Christian) monks who devour the wealth of mankind in falsehood, and hinder (them) from the Way of Allah (i.e. Allah's Religion of Islamic Monotheism). And those who hoard up gold and silver [Al-Kanz: the money, the Zakat of which has not been paid], and spend it not in the Way of Allah, -announce unto them a painful torment On the Day when that (Al-Kanz: money, gold and silver, etc., the Zakat of which has not been paid) will be heated in the Fire of Hell and with it will be branded their foreheads, their flanks, and their backs, (and it will be said unto them):-"This is the treasure which you hoarded for yourselves. Now taste of what you used to hoard

— Surah At-Tawbah 9:34-35

خُذۡ مِنۡ أَمۡوَٰلِهِمۡ صَدَقَةࣰ تُطَهِّرُهُمۡ وَتُزَكِّيهِم بِهَا وَصَلِّ عَلَيۡهِمۡۖ إِنَّ صَلَوٰتَكَ سَكَنࣱ لَّهُمۡۗ وَٱللَّهُ سَمِيعٌ عَلِيمٌ

Take Sadaqah (alms) from their wealth in order to purify them and sanctify them with it, and invoke Allah for them. Verily! Your invocations are a source of security for them, and Allah is All-Hearer, All-Knower

— Surah At-Tawbah 9:103

Hadith Highlights

Abu Huraira reported Allah's Messenger (ﷺ) as saying:O people, Allah is Good and He therefore, accepts only that which is good. And Allah commanded the believers as He commanded the Messengers by saying: "O Messengers, eat of the good things, and do good deeds; verily I am aware of what you do" (xxiii. 51). And He said: "O those who believe, eat of the good things that We gave you" (ii. 172). He then made a mention of a person who travels widely, his hair disheveled and covered with dust. He lifts his hand towards the sky (and thus makes the supplication): "O Lord, O Lord," whereas his diet is unlawful, his drink is unlawful, and his clothes are unlawful and his nourishment is unlawful. How can then his supplication be accepted?

— Sahih Muslim 1015

Abu Huraira reported Allah's Messenger (way peace be upon him) as saying:If any owner of gold or silver does not pay what is due on him, when the Day of Resurrection would come, plates of fire would be beaten out for him; these would then be heated in the fire of Hell and his sides, his forehead and his back would be cauterized with them. Whenever these cool down, (the process is) repeated during a day the extent of which would be fifty thousand years, until judgment is pronounced among servants, and he sees whether his path is to take him to Paradise or to Hell. It was said: Messenger of Allah, what about the camel? He (the Holy Prophet) said: If any owner of the camel does not pay what is due on him, and of his due in that (camel) is (also) to milk it on the day when it comes down to water. When the Day of Resurrection comes a soft sandy plain would be set for him, as extensive as possible, (he will find) that not a single young one is missing, and they will trample him with their hoofs and bite him with their mouths. As often as the first of them passes him, the last of them would be made to return during a day the extent of which would be fifty thousand years, until judgment is pronounced among servants and he sees whether his path is to take him to Paradise or to Hell. It was (again) said: Messenger of Allah, what about cows (cattle) and sheep? He said: It any owner of the cattle and sheep does not pay what is due on them, when the Day of Resurrection comes a soft sandy plain would be spread for them, he will find none of them missing, with twisted horns, without horns or with a broken horn, and they will gore him with their horns and trample him with their hoofs. As often as the first of them passes him the last of them would be made to return to him during a day the extent of which would be fifty thousand years, until judgment would be pronounced among the servants. And he would be shown his path-path leading him to Paradise or to Hell. It was said: Messenger of Allah, what about the horse? Upon this he said: The horses are of three types. To one than (these are) a burden, and to another man (these are) a covering, and still to another man (these are) a source of reward. The one for whom these are a burden is the person who rears them in order to show off, for vainglory and for opposing the Muslims; so they are a burden for him. The one for whom these are a covering is the person who rears them for the sake of Allah but does not forget the right of Allah concerning their backs and their necks, and so they are a covering for him. As for those which bring reward (these refer to) the person who rears them for the sake of Allah to be used for Muslims and he puts them in meadow and field. And whatever thing do these eat from that meadow and field would be recorded on his behalf as good deeds, as would also the amount of their dung and urine. And these would not break their halter and prance a course or two without having got recorded the amount of their hoof marks and their dung as a good deed on his behalf (on behalf of their owner). And their master does not bring them past a river from which they drink, though he did not intend to quench their thirst, but Allah would record for him the amount of what they drink on his behalf as deeds. It was said: Messenger of Allah, what about the asses?, Upon this he said: Nothing has been revealed to me in regard to the asses (in particular) except this one verse of a comprehensive nature:" He who does an atom's weight of good will see it, and he who does an atom's weight of evil will see it" (xcix)

— Sahih Muslim 987a

Narrated Ibn `Umar:Allah's Messenger (ﷺ) enjoined the payment of one Sa' of dates or one Sa' of barley as Zakat-ul-Fitr on every Muslim slave or free, male or female, young or old, and he ordered that it be paid before the people went out to offer the `Id prayer. (One Sa' = 3 Kilograms approx)

— Sahih al-Bukhari 1503

Narrated Anas:When Abu Bakr; sent me to (collect the Zakat from) Bahrain, he wrote to me the following:-- (In the name of Allah, the Beneficent, the Merciful). These are the orders for compulsory charity (Zakat) which Allah's Messenger (ﷺ) had made obligatory for every Muslim, and which Allah had ordered His Apostle to observe: Whoever amongst the Muslims is asked to pay Zakat accordingly, he should pay it (to the Zakat collector) and whoever is asked more than that (what is specified in this script) he should not pay it; for twenty-four camels or less, sheep are to be paid as Zakat; for every five camels one sheep is to be paid, and if there are between twenty-five to thirty-five camels, one Bint Makhad is to be paid; and if there are between thirty-six to forty-five (camels), one Bint Labun is to be paid; and if there are between forty-six to sixty (camels), one Hiqqa is to be paid; and if the number is between sixty-one to seventy-five (camels), one Jadha is to be paid; and if the number is between seventy-six to ninety (camels), two Bint Labuns are to be paid; and if they are from ninety-one to one-hundredand twenty (camels), two Hiqqas are to be paid; and if they are over one-hundred and-twenty (camels), for every forty (over one-hundred-and-twenty) one Bint Labun is to be paid, and for every fifty camels (over one-hundred-and-twenty) one Hiqqa is to be paid; and who ever has got only four camels, has to pay nothing as Zakat, but if the owner of these four camels wants to give something, he can. If the number of camels increases to five, the owner has to pay one sheep as Zakat. As regards the Zakat for the (flock) of sheep; if they are between forty and one-hundred-and-twenty sheep, one sheep is to be paid; and if they are between one-hundred-and-twenty to two hundred (sheep), two sheep are to be paid; and if they are between two-hundred to three-hundred (sheep), three sheep are to be paid; and for over three-hundred sheep, for every extra hundred sheep, one sheep is to be paid as Zakat. And if somebody has got less than forty sheep, no Zakat is required, but if he wants to give, he can. For silver the Zakat is one-fortieth of the lot (i.e. 2.5%), and if its value is less than two-hundred Dirhams, Zakat is not required, but if the owner wants to pay he can

— Sahih al-Bukhari 1454

Narrated Abu Huraira:The Prophet (ﷺ) said, "Every day two angels come down from Heaven and one of them says, 'O Allah! Compensate every person who spends in Your Cause,' and the other (angel) says, 'O Allah! Destroy every miser

— Sahih al-Bukhari 1442

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Is zakat due on you this year?

Zakat is owed by any Muslim whose wealth reaches the nisab — the threshold, classically 85 grams of gold or 595 grams of silver — and stays at or above it for one full lunar year. When both conditions are met, 2.5% of that wealth is due.

It is charged on what you hold, not on what you earn. Someone with a large salary and nothing saved may owe nothing; someone with modest income and gold in a drawer may owe a great deal.

your wealth NISAB 85g gold, or 595g silver below this line, nothing is due 2.5% once a lunar year passes calculated on market value, not cost

How the calculation works

Four steps. The calculator does the arithmetic; these are the decisions behind it.

1

Fix your zakat date

Choose a hijri date and keep it every year. The lunar year is about eleven days shorter than the calendar one, so using a solar year quietly skips a zakat every thirty-three years.

2

Add up what you hold

Cash, bank balances, gold and silver by actual metal content, business stock at selling price, and loans you expect to be repaid.

3

Subtract what is immediately due

Bills and payments falling now. A long-term liability is not deducted in full — usually only the instalments due within the coming year.

4

Compare with nisab, then take 2.5%

If the remainder reaches the threshold and stayed there through the year, a fortieth of it is due.

Assets cash, gold, stock Minus debts due right now ZAKATABLE WEALTH compared with nisab × 2.5% = your zakat one fortieth of what you hold
The mistake that costs most people. Forgetting gold. Jewellery sitting unworn in a cupboard is wealth, and for most households it is the largest zakatable asset they own. Weigh it, value it at today's rate, and include it.

Who is entitled to receive it

Zakat is not general charity — its recipients are named in the Qur'an, and giving it elsewhere does not discharge the obligation.

إِنَّمَا الصَّدَقَاتُ لِلْفُقَرَاءِ وَالْمَسَاكِينِ وَالْعَامِلِينَ عَلَيْهَا وَالْمُؤَلَّفَةِ قُلُوبُهُمْ وَفِي الرِّقَابِ وَالْغَارِمِينَ وَفِي سَبِيلِ اللَّهِ وَابْنِ السَّبِيلِ

“Zakat is only for the poor, the needy, those employed to collect it, those whose hearts are to be reconciled, for freeing captives, for those in debt, in the cause of Allah, and for the stranded traveller.” — At-Tawbah 9:60

Al-FuqaraThe poor — those with almost nothing.
Al-MasakinThe needy, whose income does not cover their needs.
CollectorsThose appointed to gather and distribute it.
Reconciled heartsThose drawn towards Islam or supported in it.
Freeing captivesHistorically slaves; today those held unjustly.
Al-GhariminThose crushed by debt they did not take frivolously.
Fi sabilillahIn the cause of Allah.
Ibn as-SabilThe traveller stranded far from home.
It may not be given to your parents, children or spouse — supporting them is already your duty. Other relatives who qualify may receive it, and giving to them carries a double reward: charity and keeping ties of kinship.

Questions people actually ask

Including the one the scholars genuinely differ on.

Who has to pay zakat?

Every Muslim whose wealth reaches the nisab and stays at or above it for a full lunar year. It is an obligation on the wealth rather than on income, which is why it is calculated once a year on what you hold, not on what you earned.

What is nisab, and should I use the gold or the silver threshold?

Nisab is the minimum wealth at which zakat becomes due: classically 85 grams of gold or 595 grams of silver.

The two are far apart in modern money, and scholars differ. Many hold that the silver nisab should be used when the wealth is cash or mixed, because it is lower and so benefits more recipients. Others apply the gold nisab. Our calculator lets you choose, and shows both figures at today's rates.

Is it a lunar year or a calendar year?

A lunar (hijri) year — about eleven days shorter than the solar one. Pick a hijri date, keep it every year, and calculate on what you hold that day.

Using a solar year quietly underpays over time, because you skip roughly one zakat year every thirty-three years.

Is zakat due on gold jewellery that I wear?

This is the one genuine difference of opinion in the topic. One position holds that all gold above the nisab is zakatable, resting on the hadith of the woman whose daughter wore two gold bangles and who was told: “Do you pay the zakat of this?” (Sunan Abu Dawud 1563). The other exempts jewellery genuinely in personal use.

We do not hide the disagreement. Both positions with their evidence are in our fatwa library, and the calculator lets you apply either.

How do I value gold I own?

At its market value on your zakat date — what it would sell for today, not what you paid. Count the actual gold content: 22K jewellery is 91.6% gold, 18K is 75%.

Making charges and stones are not gold and are not counted.

What about cash, bank balances and money people owe me?

Cash and bank balances are zakatable in full. A loan you expect to be repaid is your wealth, so it is included; a debt you have written off as unrecoverable is not, and is added back in the year it is actually repaid.

Can I deduct what I owe?

Debts that are immediately due — this month's bills, a payment falling now — are deducted from the wealth you calculate on.

A long-term liability such as a multi-year mortgage is not deducted in full; otherwise almost nobody would ever pay zakat. The common position is to deduct only the instalments due within the coming year.

Is zakat due on business stock and investments?

Yes. Goods held for sale are valued at their current selling price on your zakat date. Shares bought to trade are treated the same way; shares held long term for dividends are treated by most scholars as zakatable on the zakatable assets behind them.

Fixed assets you use to run the business — premises, tools, vehicles — are not zakatable.

Who is entitled to receive zakat?

The eight categories named in Surah At-Tawbah 9:60: the poor, the needy, those employed to collect it, those whose hearts are to be reconciled, freeing captives, those in debt, in the cause of Allah, and the stranded traveller.

It may not be given to your parents, children or spouse, since supporting them is already your obligation. Other relatives who qualify may receive it, and doing so carries a double reward.

What if I missed previous years?

Missed zakat remains a debt and does not lapse. Estimate what you held in each year you missed, calculate 2.5% for each, and pay it — alongside sincere repentance for the delay.

Can zakat be given as gold rather than money?

Yes. What matters is that the value reaching the recipient equals what is due and that they take full ownership of it. Cash is usually more useful to someone in need, which is why most give it that way.

Is this calculator a substitute for asking a scholar?

No. It applies the rules correctly to the figures you enter, and it tells you which position it is applying. Anything unusual — inheritance in dispute, a business mid-liquidation, mixed assets abroad — deserves a scholar's answer. You can ask one through Scholar Q&A.

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Free lessons in our gold education hub, each explained with animated diagrams.

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