The SGT Fatwa Library brings together verified Islamic rulings on Zakat for modern assets — cryptocurrency,
stocks and shares, pension and GPF funds, real estate, and debts and loans. Each fatwa cites its Quran,
Hadith, and scholarly references so you can apply the ruling with confidence, and every entry is available
in six languages — বাংলা, English, العربية, اردو, Bahasa Indonesia and हिन्दी. Use the language buttons
above and the filters below, then open any entry to read the full ruling and the evidence behind it.
Business & Trade
Valuing Trade Inventory for Zakat
How do I value my shop's stock for zakat — at cost price or selling price, on my zakat date?
Short answer: Your trade inventory must be valued at the current market selling price on your zakat date. This is because zakat is due on the wealth in its present form, and the prevailing practice of the Sahaba (may Al…
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Hadith: Sahih al-Bukhari 1511; Sahih al-Bukhari 1448• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee
Business & Trade
Zakat on Business Capital Not Yet Trading
I raised capital for a business that hasn't started trading — is zakat due on that idle capital?
Short answer: Yes, zakat is due on idle business capital if it reaches the nisab (minimum threshold) and a full lunar year (hawl) passes over it, even if the business has not yet started trading. The capital is consider…
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Hadith: Sahih al-Bukhari 1468; Sahih al-Bukhari 1405; Sahih al-Bukhari 1459; Sahih Muslim 987a• Fiqh: General principles from Sahih al-Bukhari and Sahih Muslim; consensus of scholars (see e.g. Ibn Baz, al-Uthaymin).
Business & Trade
Zakat on Showroom Display and Demo Items
Are display cars/appliances and demo units in my showroom zakatable trade goods?
Short answer: Display cars/appliances and demo units in your showroom are zakatable as trade goods only if they are intended for sale. If they are kept solely for demonstration or as fixed assets (e.g., a demo unit that…
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Hadith: Sahih al-Bukhari 1468; Sahih al-Bukhari 1454; Sahih al-Bukhari 1459; Sahih al-Bukhari 1404; Sahih al-Bukhari 1455• Fiqh: Sahih al-Bukhari and Sahih Muslim; general principle from the Sunnah
Business & Trade
Zakat on a Restaurant's Perishable Stock
My restaurant holds perishable ingredients and supplies — how do I reckon zakat on them?
Short answer: Yes, zakat is due on the market value of perishable stock that is intended for sale (trade inventory) at the end of the lunar year, provided it reaches the nisab (minimum threshold). The perishable nature …
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Hadith: Sahih al-Bukhari 1458; Sahih al-Bukhari 1404; Sahih al-Bukhari 1395• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee
Business & Trade
Zakat on Raw Materials and Work-in-Progress
My factory holds raw materials, half-finished and finished goods — which are zakatable and how?
Short answer: All inventory intended for sale (raw materials, work-in-progress, and finished goods) is zakatable as part of trade goods (ʿurūḍ al-tijārah), provided the total value reaches the nisab and one lunar year (…
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Hadith: Sahih al-Bukhari 1404; Sahih al-Bukhari 1459; Sahih al-Bukhari 1405; Sahih al-Bukhari 1451• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee
Business & Trade
Zakat on Import/Export Goods in Transit
My goods are paid for but still shipping or in customs on my zakat date — are they zakatable?
Short answer: Yes, goods that are owned and intended for trade are zakatable as part of your trade inventory, even if they are in transit or held at customs, provided their value (along with other zakatable assets) reac…
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Hadith: Sahih al-Bukhari 1454; Sahih al-Bukhari 1402; Sahih al-Bukhari 1404; Sahih Muslim 987a• Fiqh: Based on the general principles from Sahih al-Bukhari (1454, 1402, 1404) and Sahih Muslim (987a); no specific scholar cited in provided evidence.
Business & Trade
Zakat and Business Fixed Assets (Shop, Machinery, Vehicles)
Is zakat due on my shop premises, machinery, delivery vans and furniture used to run the business?
Short answer: No, zakat is not due on business fixed assets such as shop premises, machinery, delivery vans, and furniture that are used to run the business, as they are not considered zakatable wealth in themselves. Za…
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Hadith: Sahih al-Bukhari 1454; Sahih al-Bukhari 1405; Sahih Muslim 987a; Sahih al-Bukhari 1511; Sahih al-Bukhari 1448• Fiqh: Ibn Baz, al-Uthaymin, Permanent Committee (Al-Lajnah ad-Daimah)
Business & Trade
Zakat on E-commerce and Dropshipping
I run an online store, some dropshipping with no stock I own — how is zakat calculated?
Short answer: For your e-commerce business, zakat is due only on assets that you own and that meet the nisab threshold and have been in your possession for one lunar year (hawl).
Details: Dropshipping involves selling …
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Hadith: Sahih al-Bukhari 1454; Sahih al-Bukhari 1451; Sahih al-Bukhari 1450; Sahih al-Bukhari 1398• Fiqh: General principles from Sahih al-Bukhari and Sahih Muslim; Ibn Baz, al-Uthaymin, Permanent Committee
Business & Trade
Zakat on Consignment and Others' Goods in My Shop
I sell goods on consignment that I don't own — is zakat on me or the owner?
Short answer: Zakat on consignment goods is due on the owner (consignor), not the shopkeeper who merely holds them for sale. The shopkeeper only pays zakat on his own capital and profits from his own merchandise.
Detai…
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Hadith: Sahih al-Bukhari 1454; Sahih al-Bukhari 1451; Sahih al-Bukhari 1450• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee for Scholarly Research and Ifta'
Livestock & Agriculture
Ushr (10%) vs Half-Ushr (5%): Rain vs Irrigation
When is 10% due and when 5% on crops, and what if the land is watered by both rain and irrigation?
Short answer: Based on authentic hadith, crops irrigated by rain or natural sources require 10% (Ushr), while those irrigated by manual effort (e.g., wells) require 5% (half Ushr). For land irrigated by both, the ruling…
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Hadith: Sahih al-Bukhari 1483; Sahih Muslim 981• Fiqh: Permanent Committee for Islamic Research and Ifta; Ibn Baz; al-Uthaymin
Livestock & Agriculture
Ushr on Sharecropped and Leased Farmland
In sharecropping and when I lease farmland, who pays ushr — the landowner or the cultivator?
Short answer: Based on the general principle derived from Sahih al-Bukhari 1483, ushr (or half ushr) is due on the agricultural produce itself. Therefore, the person who owns the crop at harvest time is obligated to pay…
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Hadith: Sahih al-Bukhari 1483• Fiqh: Based on the general principle from Sahih al-Bukhari 1483; applied by scholars of Ahl al-Hadith such as Ibn Baz, al-Uthaymin, and the Permanent Committee for Islamic Research and Ifta.
Stocks & Shares
Purifying Mixed-Company Income: The Practical Method
I invest in shariah-screened shares, yet the companies still have minor interest income. Exactly how much do I purify, and how?
Short answer: Purification amount = the ratio of haram (interest etc.) income in the company's total income × the dividends/income you received. Example: if 3% of the company's income is interest-sourced, purify 300 tak…
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Quran: Quran 2:279• Hadith: Muslim 1015; Bukhari 52• Fiqh: contemporary shariah boards' purification method