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Foundations & Conditions Jul 13, 2026

The 'Growth' (Nama) Condition of Zakatable Wealth

Question

Why is zakat only on 'growing' wealth, and how does that exempt personal-use items?

Ruling (Fatwa)

Short answer: Zakat is obligated on wealth that has the potential to grow or increase (nama), such as livestock, trade goods, agricultural produce, and gold/silver used for trade. Personal-use items like residence, clothing, furniture, and vehicles for personal use are exempt because they are not intended for growth but for personal necessity. Details: The condition of 'growth' (nama) is derived from the Qur'an and authentic hadith. Allah says in Surah Ar-Rum 30:39 that zakat given seeking Allah's countenance leads to manifold increase, implying that zakat is on wealth that can increase. In Sahih al-Bukhari 1403, the Prophet warned against hoarding wealth without paying zakat. The detailed obligations in Sahih al-Bukhari 1454 list zakat on camels, cattle, sheep, gold, silver, and agricultural produce – all of which are productive assets. The Prophet sent Mu'adh to Yemen (Sahih al-Bukhari 1395) to teach that zakat is taken from the rich and given to the poor, and it is obligatory only on surplus wealth that can grow. Surah At-Tawbah 9:34-35 condemns those who hoard gold and silver without paying zakat, indicating that such wealth is subject to zakat because it is capable of growth. Personal-use items are not considered 'hoarded' wealth and are not liable for zakat, as they are not intended for trade or increase. Evidence: 1. Quran 30:39: Zakat brings increase from Allah. 2. Quran 9:34-35: Hoarding gold and silver without zakat is condemned. 3. Sahih al-Bukhari 1403: Threat of punishment for not paying zakat. 4. Sahih al-Bukhari 1454: Detailed zakat on productive assets. 5. Sahih al-Bukhari 1395: Zakat obligation on the rich. Disclaimer: This fatwa is based on the provided evidence. For complex cases, consult a knowledgeable scholar.

References

Quran Surah Ar-Rum 30:39; Surah At-Tawbah 9:34-35
Hadith Sahih al-Bukhari 1403; Sahih al-Bukhari 1404; Sahih al-Bukhari 1454; Sahih al-Bukhari 1395
Fiqh Ibn Baz; al-Uthaymin; Permanent Committee