The SGT Fatwa Library brings together verified Islamic rulings on Zakat for modern assets — cryptocurrency,
stocks and shares, pension and GPF funds, real estate, and debts and loans. Each fatwa cites its Quran,
Hadith, and scholarly references so you can apply the ruling with confidence, and every entry is available
in six languages — বাংলা, English, العربية, اردو, Bahasa Indonesia and हिन्दी. Use the language buttons
above and the filters below, then open any entry to read the full ruling and the evidence behind it.
Livestock & Agriculture
Zakat on Working and Plough Animals
Are oxen used for ploughing and animals used for transport subject to livestock zakat?
Short answer: No, oxen and other animals used for ploughing, transport, or other labour are not subject to livestock zakat, because the zakat obligation applies specifically to grazing livestock (sa'imah) kept for trade…
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Hadith: Sahih al-Bukhari 1459; Sahih al-Bukhari 1405; Sahih al-Bukhari 1447; Sahih Muslim 979a• Fiqh: Majority view: Ibn Baz, al-Uthaymin, Permanent Committee
Gold, Silver & Jewelry
Zakat on Gold: Weight or Market Value?
Should I calculate 2.5% on the market value of my gold, or give 2.5% of its weight in gold?
Short answer: You may pay zakat on gold either by giving 2.5% of its weight (i.e., gold itself) or by giving its market value in cash. Both are acceptable, but the evidence shows that the obligation is based on value, a…
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Hadith: Sahih Muslim 987a; Sahih al-Bukhari 1454; Sahih al-Bukhari 1404; Sahih al-Bukhari 1448; Sahih al-Bukhari 1422• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee for Scholarly Research and Ifta
Gold, Silver & Jewelry
Zakat on Gold-Plated and Mixed-Karat Jewelry
How do I calculate zakat on gold-plated items and jewelry of mixed karat (18k/22k) with stones?
Short answer: Gold-plated items are subject to zakat only if the gold content is substantial (reaches nisab) and is removable or constitutes the primary value; mixed-karat jewelry is assessed based on pure gold weight; …
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Quran: Surah At-Tawbah 9:34-35• Hadith: Sahih al-Bukhari 1404; Sahih Muslim 987a; Sahih al-Bukhari 1447; Sahih al-Bukhari 1459• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee
Gold, Silver & Jewelry
Gold for Men and Zakat on Prohibited Gold Items
Gold is forbidden for men to wear — if a man owns a gold watch or chain, what is the ruling and is zakat due?
Short answer: The prohibition of men wearing gold is established from other authentic hadith (not supplied here). However, based on the supplied evidence, zakat is due on gold owned by a man that reaches the nisab and i…
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Quran: Surah At-Tawbah 9:34-35• Hadith: Sahih Muslim 987a; Sahih al-Bukhari 1404; Sahih al-Bukhari 1454; Sahih al-Bukhari 1405; Sahih al-Bukhari 1447• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee
Gold, Silver & Jewelry
Zakat on Diamonds, Pearls and Gemstones
Is zakat due on diamonds, pearls, rubies and other gemstones set in my jewelry?
Short answer: Zakat is not due on diamonds, pearls, rubies, or other gemstones themselves, whether set in jewelry or not. Zakat is only obligatory on gold and silver (including their jewelry) if they reach the nisab, as…
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Hadith: Sahih al-Bukhari 1466; Sahih al-Bukhari 1405; Sahih Muslim 987a• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee for Islamic Research and Ifta
Gold, Silver & Jewelry
Zakat on Gold Bullion and Investment Coins
I hold gold bars and coins as investment — how is zakat calculated on them?
Short answer: Gold bullion and investment coins are subject to zakat. If the total gold reaches the nisab (minimum threshold) and a full lunar year passes, you must pay 2.5% of its value.
Details: The obligation of zak…
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Quran: Surah At-Tawbah 9:34-35• Hadith: Sahih Muslim 987a; Sahih al-Bukhari 1404; Sahih al-Bukhari 1454; Sahih al-Bukhari 1447• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee for Islamic Research and Ifta
Gold, Silver & Jewelry
Zakat on Broken Gold and Gold Stored in a Bank Locker
Is zakat due on broken/scrap gold I no longer wear, and gold stored unused in a bank locker?
Short answer: Yes, zakat is due on broken/scrap gold and gold stored in a bank locker, provided it reaches the nisab (minimum threshold) and a full lunar year has passed.
Details: The Qur’an and Sahih hadith make no di…
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Quran: Surah At-Tawbah 9:34-35• Hadith: Sahih Muslim 987a; Sahih al-Bukhari 1404; Sahih al-Bukhari 1406• Fiqh: Based on Sahih al-Bukhari, Sahih Muslim, and the Qur'an; the position of Ahl al-Hadith and the majority of scholars.
Foundations & Conditions
What Is Zakat and Its Place as a Pillar of Islam
What is zakat, why is it a pillar of Islam, and what is its status in the religion?
Short answer: Zakat is an obligatory act of worship in Islam, requiring eligible Muslims to give a specified portion of their wealth annually to designated recipients. It is one of the Five Pillars of Islam, emphasising…
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Quran: Surah At-Tawbah 9:71• Hadith: Sahih al-Bukhari 1396; Sahih al-Bukhari 1454• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee for Islamic Research and Ifta
Foundations & Conditions
The Virtue and Reward of Paying Zakat
What are the spiritual benefits and rewards promised for those who pay their zakat?
Short answer: Paying zakat brings immense spiritual rewards including the multiplication of wealth in the sight of Allah, an honorable reward in Paradise, purification from sins, and rescue from severe punishment on the…
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Quran: Surah Al-Hadid 57:18• Hadith: Sahih Muslim 987a; Sahih al-Bukhari 1452; Sahih Muslim 1017a; Sahih Muslim 1000a; Sahih Muslim 990a• Fiqh: Qur'an (Surah Al-Hadid) and Sahih al-Bukhari, Sahih Muslim
Foundations & Conditions
Zakat for a New Muslim and Past Years
Does a new Muslim owe zakat for years before Islam, and when does their first hawl begin?
Short answer: A new Muslim does not owe zakat for years before Islam, and their first hawl (one-year holding period) begins from the moment they possess nisab (minimum zakatable wealth) after embracing Islam.
Details: …
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Quran: Surah At-Tawbah 9:71• Hadith: Sahih al-Bukhari 1454; Sahih al-Bukhari 1436• Fiqh: Ahle Hadith scholars; Permanent Committee for Islamic Research and Ifta (Saudi Arabia)
Foundations & Conditions
The 'Growth' (Nama) Condition of Zakatable Wealth
Why is zakat only on 'growing' wealth, and how does that exempt personal-use items?
Short answer: Zakat is obligated on wealth that has the potential to grow or increase (nama), such as livestock, trade goods, agricultural produce, and gold/silver used for trade. Personal-use items like residence, clot…
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Quran: Surah Ar-Rum 30:39; Surah At-Tawbah 9:34-35• Hadith: Sahih al-Bukhari 1403; Sahih al-Bukhari 1404; Sahih al-Bukhari 1454; Sahih al-Bukhari 1395• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee
Foundations & Conditions
When You Are Unsure of the Exact Zakatable Amount
If I cannot determine my exact wealth or past years precisely, how should I estimate my zakat?
Short answer: You must make a sincere, reasonable estimate of your zakatable wealth, erring on the side of caution to discharge the obligation, because zakat is a severe duty and ignorance does not excuse it.
Details: …
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Quran: Surah Ar-Rum 30:39• Hadith: Sahih al-Bukhari 1403; Sahih Muslim 987a; Sahih Muslim 990a; Sahih Muslim 94d; Sahih al-Bukhari 1454• Fiqh: Ibn Baz; al-Uthaymin; Permanent Committee